Rest Easy with 0% APR Finance

Finance options

Up to 11 Months 0% APR Interest Free Finance

Are you hankering for a Hatfield Sofa? maybe you’ve been pining over a Paris Bed or eyeing up some Eichholtz furniture. Whatever you’re looking for, we’ve made it easier to spread the cost with up to 11 months 0% APR Interest Free Finance.

If your minimum spend is £1250.00 and you’re happy to pay an up-front deposit of 25%, you can apply for financing through our partner, etika Finance UK Ltd, with payments spread over either 6 or 11 months. Please note that we are unable to offer any interest free finance on sale, clearance and discounted items. Finance will only be available to you when a minimum basket value of £1250 has been reached with non-reduced (non-sale) items.

So when it comes to buying that Emerald Green Hatfield Sofa which costs £2615.00, you would pay a 25% deposit of £653.75 upfront, followed by:

  • 6 monthly payments of £326.88 at 0% Interest – total payable £2615.00, or
  • 11 monthly payments of £178.30 at 0% Interest – total payable £2615.00

Our online application process is super simple. It takes around five minutes to complete, with a decision often being made about 30 seconds after completion.

Who is Eligible for Finance?

Applying for an installment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit rating agencies. To increase the chances of acceptance, ideally, you will have a good credit history (no late payments, CCJs, etc) and meet the following minimum criteria:

  • Have a basket value of over £1250 (excluding sale/reduced items)
  • Be over 18 years of age and employed at least 16 hours per week
  • Have 3 years continuous UK address history
  • Have a UK bank account that accepts direct debits
  • Delivery address must match the one that you put on the finance application, which should match your bank account's billing address.

Your Questions Answered

How do I choose to pay by interest free credit?

Simply choose your goods and select etika finance at checkout. Then follow the on-screen instructions.

When will my repayments start?

Are there any hidden fees for credit?

Once my application is approved, what happens next?

Will you credit score me and if so, what does this mean?

If you decline my application, what is the reason?

If my application is not successful, can I re-apply?

Who is eligible to apply for online finance?

Can I request delivery to an address other than my home?

About etika

Any Other Questions?


Sign up to receive the latest news from Sweetpea & Willow, including new arrivals, exclusive discounts, early access to sales and more.

*Full priced products only. Excludes trade and certain brands.

Search engine powered by ElasticSuite