Rest Easy with 0% APR Finance
Up to 12 Months 0% APR Interest Free Finance
Are you hankering for a Hatfield Sofa? maybe you’ve been pining over a Paris Bed or eyeing up some Eichholtz furniture. Whatever you’re looking for, we’ve made it easier to spread the cost with up to 12 months 0% APR Interest Free Finance.
If your minimum spend is £1250.00 and you’re happy to pay an up-front deposit of 25%, you can apply for financing through our partner, PayBreak Limited, with payments spread over either 6 or 12 months. Please note that we are unable to offer any interest free finance on sale, clearance and discounted items. Finance will only be available to you when a minimum basket value of £1250 has been reached with non-reduced (non-sale) items.
So when it comes to buying that Emerald Green Hatfield Sofa which costs £2615.00, you would pay a 25% deposit of £653.75 upfront, followed by:
- 6 monthly payments of £326.88 at 0% Interest – total payable £2615.00, or
- 12 monthly payments of £163.44 at 0% Interest – total payable £2615.00
Our online application process is super simple. It takes around five minutes to complete, with a decision often being made about 30 seconds after completion.
Who is Eligible for Finance?
Applying for an installment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit rating agencies. To increase the chances of acceptance, ideally, you will have a good credit history (no late payments, CCJs, etc) and meet the following minimum criteria:
- Have a basket value of over £1250 (excluding sale/reduced items)
- Be over 18 years of age and employed at least 16 hours per week
- Have 3 years continuous UK address history
- Have a UK bank account that accepts direct debits
- Delivery address must match the one that you put on the finance application, which should match your bank account's billing address.